Claims.
The Claims API handles the full lifecycle of a loss event, from First Notice of Loss (FNOL) to final adjudication and payment.
First Notice of Loss
Report a claim immediately after an incident. Required data includes the policy ID, date of loss, and a brief description of the event.
POST /v1/claims
{
"policy_id": "pol_123...",
"date_of_loss": "2026-03-05T10:00:00Z",
"description": "Vehicle collision at intersection",
"location": "Austin, TX"
} Reserve Management
Adjusters set and update reserves as the investigation progresses. Reserves are tracked at the coverage level (e.g. Bodily Injury vs. Property Damage).
Adjudication
Claims can be approved or denied based on policy terms. Approved claims trigger payment workflows automatically.