API Reference

Policies.

The Policy API manages the entire lifecycle of an insurance contract, from submission intake to renewal and cancellation.

The Submission Object

Every policy starts as a submission. This represents the "work-in-progress" state where underwriting data is gathered.

Schema 
{
  "id": "sub_123...",
  "lob": "GL",
  "status": "draft | quoted | bound",
  "effective_date": "2026-03-05",
  "insured_name": "Acme Corp"
}

Binding

Converting a quote to a bound policy is an atomic operation. Once bound, the system generates a policy number and starts the billing workflow.

Endpoints

GET /v1/submissions List all submissions
POST /v1/submissions Create a new submission
POST /v1/submissions/:id/bind Bind a quote
GET /v1/policies/:id Retrieve policy details